Save Gas, Save Money, Save Time

With gas prices on the rise, there is no better time to review what you can do to limit your fuel consumption. No need to buy expensive add-ons equipment or even a book to know more, Coz’ It will cost you more. Read this.



• Your car. Cars in poor running condition use more gasoline. Keep your car tuned up. Regular tune-ups ensure best economy; check owner’s manual for recommended maintenance intervals. And also, special attention should be given to maintaining clean air filters… diminished air flow increases gas waste. Inspect suspension and chassis parts for occasional misalignment. Bent wheels, axles, bad shocks, broken springs, etc. create engine drag and are unsafe at high traveling speeds.



• Car Air Conditioner. Air conditioning uses a lot of power. Try using a lower setting. When you use your air conditioner you get much lower mileage so use it sparingly. You also don’t need your AC on full blast for extended periods of time, turn the AC on until you feel cool enough, then turn the AC off and let the fan circulate the cool air. When driving on the highway, most of a vehicle’s power is used simply to overcome aerodynamic drag. Drivers are often told that keeping the windows rolled up, which significantly reduces drag, and using air conditioning actually results in better fuel economy than driving at high speeds with the windows open.



• Extra baggage, extra air pressure. Take unnecessary items out of the car. Extra weight affects your gas mileage. In addition, check your tire pressure. Inflate all tires to maximum limit. Each tire should be periodically spun, balanced and checked for out-of-round. Over-inflated tires can actually reduce your fuel efficiency, so don’t overfill. And not having enough air in the tires can cause a number of problems, including a potentially dangerous blow-out. Radial designs are the recognized fuel-savers; check manufacturer’s specifications for maximum tire pressures.



• Driving the speed limit. Never exceed legal speed limit. Primarily they are set for your traveling safety, however better gas efficiency also occurs. Drive steady and try to keep a constant speed. The more your speed fluctuates the more gas you will use. Accelerate gradually when leaving stop lights. You’ve probably been told before that rushing up to stop lights and racing away from them wastes gas. Slowing zero-to-sixty times to 20 seconds instead of 10 to 15 seconds makes a big difference in mileage over the long term. Braking slowly and gently helps, too.



• Drive safely and economically. Traveling at fast rates in low gears can consume up to 45% more fuel than is needed. You no longer need to warm your car up for long periods of time, especially with new cars. And try not to idle your engine for long periods of time and travel at fast speeds in low gear. Avoid "reving" the engine, especially just before you switch the engine off; this wastes fuel needlessly and washes oil down from the inside cylinder walls, owing to loss of oil pressure. . Don’t start and stop engine needlessly. Idling your engine for one minute consumes the gas amount equivalent to when you start the engine.



• General advice. Buy gasoline during coolest time of day - early morning or late evening is best. During these times gasoline is densest. Keep in mind - gas pumps measure volumes of gasoline, not densities of fuel concentration. Choose type and brand of gasoline carefully. Certain brands provide you with greater economy because of better quality. Avoid filling gas tank to top, overfilling results in sloshing over and out of tank.Don’t save gas, work and live like a dog and contribute to skyrocketing profits of oil companies.Save gas, save money, save time. Visit my site. Thanks.

little Bird and Ong

5 Easy Ways to Enjoy Lower Car Insurance Premiums

If you are smart with your money, you will always be looking for ways to save some money. Unfortunately, many people are throwing extra money away when it comes to their car insurance because they do not know how to go about getting the lowest rates. With these 5 easy steps, however, you will be able to get the lowest price possible while still getting the coverage you need.

Compare Companies

You may be surprised by the difference in rates offered by different car insurance companies. A little comparison shopping can go a long way when it comes to saving money on your insurance. When comparing prices, however, make certain the policies are similar and that you are getting the same type of coverage from each company. This way, you can be certain you are accurately comparing what they have to offer. In addition, remember to keep more than just the cost in mind when comparing companies. Sometimes, a company with more stability or with better customer service is worth paying a little more to have.

Think Before You Buy a Car

Certain cars will inherently come with higher insurance rates, so put some thought into your next purchase. Sports cars or other cars that are more likely to get damaged will have a higher insurance rate than more conservative models. In addition, luxury cars or other vehicles that can be expensive to repair will typically cost more to insure than other vehicles. Similarly, older card usually cost less to insure than newer cars and cars that are frequently stolen will be more costly than those that are not. If you aren’t certain, contact your insurance agent or consult with the Insurance Institute for Highway Safety in order to determine how reasonable your rates will be before you purchase a new vehicle.

Make Changes to Your Deductibles

Your deductible is the amount of money you have to pay toward your claim before you receive compensation. In other words, if you have a $500 deductible and you experience $2,000 worth of damage, you will only receive $1,500 in compensation because the $500 deductible will be removed first. If you increase the amount of your deductible, your premium rates can fall dramatically. In fact, increasing your deductible to $500 from a $200 deductible can decrease your premium by up to 30%. Increasing your deductible to $1,000 can decrease your payments by 40%.

Take Advantage of Discounts

Many car insurance companies have special discounts that can be applied to your policy if you qualify. Having certain safety features or theft-deterring features on your vehicle, for example, can reduce your rates. Similarly, if you drive a low number of miles each year or if you have several vehicles on your policy, you may qualify for additional discounts. Getting your house insurance or other forms of insurance from the same company as your car insurance can also help bring down the costs.

Change Your Coverage

Every state has certain minimum coverage requirements, but carrying coverage such as collision and comprehensive is optional. Depending upon the current value of your car, carrying this extra insurance may not be worth the extra cost. So, consider the value of your car and your deductible amount in order to determine if full coverage is truly necessary.

little Bird and Ong